Agile Life Insurance is an online platform that helps people find the most suitable life insurance. In this article, we’ll talk about Agile Life Insurance to see is it’s legit and safe to use.
About Agile Life Insurance
The company promises to find the best life insurance for you. And you won’t need medical exams to get approval.
You lots of additional options, including accidental death and dismemberment insurance. Besides, you will also get additional health and travel memberships for services.
“We built AgileLifeInsurance.com around our belief that everyone is entitled to the peace of mind that their loved ones will be taken care of even if they are not around anymore. We believe that life insurance is an effective tool to help alleviate some of the expenses that comes with death, and it should be ACCESSIBLE to everybody. We believe that life insurance should be AFFORDABLE, and that buying life insurance should be EASY,” the Agile Life Insurance site reads.
The site adds that Agile Life Insurance offers affordable life insurance plans. They claim that the process of application is straightforward and that the acceptance is automatic.
“Our enrollment process is 100% online and secured, and you will not have to talk to anybody… unless you want to. Coverage can begin within 24hrs after sign up and if you change your mind, you can cancel anytime,” Agile Life Insurance site states.
Agile Life Insurance costs
There are no prices listed for all the company’s insurance plans on the official site, but they say on their homepage that you can get a life insurance starting from $29 per month.
Agile Life Insurance risks of use
This section of the article is important, so pay attention to the following words, please.
The latter is the e-commerce division of HealthPocket Inc., a firm located in Silicon Valley. But Agile Health Insurance, for its part, has poor ratings all over the Internet, including on BBB.
Speaking of which, on BBB, Agile Health Insurance obtained a poor D rating from the BBB specialists. Also, it obtained only 1 star out of 5 from 154 customer reviews, but more about this later.
What’s crucial here is that Agile Health Insurance had no less than 491 closed complaints over the past three years. In the last 12 months, for instance, there were 82 complaints.
Accordingly, dealing with Agile Life Insurance is a risky thing to do. There are many other insurance companies out there that are trustworthy and not so expensive, either.
Customer opinions on Agile Life Insurance
Without going into more details here, let’s see some of the opinions.
“This is a scam, pure and simple. Got an online quote of $59/month (plus one-time fee). Billed my credit card for $194.21. I have reported them to the state insurance commission,” one client said.
“I have received numerous unsolicited phone calls and my number is on the Do-Not-Call-Registry. I am requesting someone contact me from the office to discuss this as I am debating filing a complaint with the FTC,” another customer said.
“DO NOT GET ANY PRODUCTS FROM THIS COMPANY. Tried to cancel my freedom platinum (something I had no idea i signed up for, was included in my first 6 months of bills, then started being billed seperately and that’s when i noticed it.) in January and was told it was canceled. Insurance coverage does not meet minimum requirements for the ACA mandate (another fact not told to me until after open enrollment was over) and only covers $250 for an ER visit,” said a client about Agile Health Insurance.
It’s evident that we’re might be talking about a scam. Agile Health Insurance and Agile Life Insurance are both owned by the same company, and both seem to be scams, so do not fall into their trap just to save a few Dollars per month.
You’ll save some money, but you’ll pay for nothing.
The conclusions has already been drawn in the sections above. Agile Life Insurance looks to be scams. Hundreds of negative feedback from the clients, plus a D rating on BBB, all prove that statement.
Accordingly, we do not recommend Agile Life Insurance. There are dozens of legit alternative on the market, and you should opt for one of those.