Financial Peace University online educational program was created by the well-known best-selling author and radio host, Dave Ramsey. The principles of Financial Peace University are to teach people how to pay their debts and manage money, by saving and investing their money, in order to achieve financial success.
How is Financial Peace University working?
Financial Peace University’s classes are designed as an one hour and a half course, held every week, on a period of nine weeks.
The university’s classes are a mixture of watching Ramsey’s teachings on DVD , class debates, and interactive group activities.
The classes are available all over the USA territory. Check on Financial Peace University’s official site for the exact locations and dates of the classes.
Additionally, an online version of the classes is available.
Topics of debates during Ramsey’s Financial Peace University online educational program are:
- Communication about money between spouses
- Communication about money between parents and children
- Getting out of debt
- Budgeting and cash flow planning
- Smarter buying decisions
- The role of insurance or how to protect your health, family and finances
- Real estate and mortgages
- Generous giving
- Retirement and College Planning
The Financial Peace University’s official site claims that a regular family is able to pay off $5,300 in debts, while is capable to save up to $2,700, all that after only 90 days.
Costs and refunds of Financial Peace University membership
Attending the Financial Peace University online educational program classes costs $100/family. That means that every member of your family can attend the classes.
In this $100 fee are included all the needed materials, such as all the nine courses on CD, budget forms, workbooks, and other important resources, such as the Complete Guide To Money e-book. Also, this membership grants access to all the Financial Peace University’s online resources.
Financial Peace University is not offering refunds, saying that, I quote:
‘If you do it, it works! If you don’t do it, it won’t work! If you work the program, you won’t want your money back. If you don’t work the program, you don’t get your money back.’
The online version of the Financial Peace University’s courses costs $69 and is only offering you 16 weeks of membership. Within these 16 weeks you’re free to access the online forums and chats and all the online resources. All the workbooks and resources are, however, in downloadable versions.
Unfortunately, you’ll not be getting the Complete Guide To Money e-book, which looks to be a really important gadget in your journey to a proper money management.
The online version of the course is also not refundable.
Students opinions about Financial Peace University
First of all, on the review sites, the Financial Peace University is getting, on average, a 3.5-stars rating (out of 5, of course).
Additionally, former students have only nice words to say when remembering the period they’ve attended Financial Peace University online educational program.
Some of them say that this program changed their life, while others are happy that the program helped them getting rid of their debts.
Of course that there are some negative reviews but none of them is questioning the course’s efficiency in getting rid of debts and managing money in order to build financial stability or even wealth.
Overall, as far as I’ve noticed, the customers ratings for the Financial Peace University are of 4-stars or higher.
My conclusion on Financial Peace University
Financial Peace University was created by a reputable man, Dave Ramsey, a best-selling author and radio host, and that makes this program to be reliable since the mastermind behind it has a reputation to hold.
Moreover, the program’s costs are not big for what it is offering, especially when thinking that your whole family can attend its classes. Also, the $69 online version of the program is accessible by anyone and, even though it is not offering as much as the regular course, it is considered helpful.
Also, the very positive feedback coming from former students makes me think that this program is very useful.
In conclusion, Financial Peace University online educational program is an absolute must-do in order to get rid of your debts, manage your better, and building your financial stability and wealthiness.
I am a young woman, a mother of two beautiful kids, and I am passionate about reading and writing. I am a flexible writer, with huge experience on topics related to health, babies and kids, lifestyle, fashion, IT&Tech, relationships, and world’s mysteries.
Armed with my articles as weapons against wrongness, I hope to help people living a better and healthier life, and I’ll always be a militant for justice, trying to teach people about what is good and what is wrong.