Pet Insurance Claims: Are You Covered?

Insurance can save you from a lot of trouble when accidents occur. No matter we're talking about home insurance, car insurance, medical insurance, travel insurance, or… pet insurance.

As any other person in your life, your pet is a part of the family and its health and well-being are also important for you. Signing for a pet insurance can save you from a lot of trouble when your pet gets ill or is involved in an accident of any kind.

When can be a pet insurance claimed?

Generally, you can claim your pet insurance when your pet needs to be consulted by a vet, when an emergency treatment is needed or when a treatments cure is necessary for its well-being.

As in other insurances cases, the pet insurances are different and these differences come from what your insurance company is offering and how much you're willing your pet insurance to cover.

In general, all pet insurances cover emergency interventions, even in the case these emergencies occur while on a holiday trip in a foreign country.

More expensive pet insurances also cover for special treatments such as acupuncture or alternative treatments.

Even more, some complex pet insurances can be claimed in case the pet dies during an accident, while others may even give liability insurance if your pet is harming a third party.

These being said, it depends on which kind of pet insurance you've signed for your beloved animal companion and, of course, on what your insurance company offers.

Conditions to be met to be eligible for a pet insurance

As I already told you, insurances, in general, vary depending on one insurance company to another and on which insurance plan you sign for.

In the case of pet insurances, there are also some differences between countries.

General conditions to be met (regardless of which country you're in):

• Valid documents of the origin of the pet – purchase or adoption.
• The market value of the animal should be provable.
• The age of the animal conditions – insurance policies can be concluded for dogs aged between 6 months to 7 years and for cats aged between 2 months and 8 years.
• Pets should be vaccinated to be eligible – For dogs, compulsory vaccinations include rabies, Carre's disease, contagious hepatitis, and parvovirosis, while cats must be vaccinated against feline infectious leukemia, feline infectious rhinotracheitis, calicivirosis, and feline panleukopenia.