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Travel insurance – The lowdown

Diane Luke
Senior Editor, TipsHire

Have you ever asked yourself what happens if you have a medical emergency during holiday in a foreign country? The experiences of others who have been injured and needed hospitalization in Western Europe tell us that we have to pay tens of thousands of dollars if having such a bad luck to get injured or ill. Not to mention about losing luggage or ID documents because that’s happening a lot for people who travel frequently.

A travel insurance might be the best way to avoid expenses on medical services. As any service in this world, travel insurances have ups and downs. In this article, I decided to show you why are travel insurances important and which is the lowdown on the travel insurances that no insurances company want you to know about.

What if you do not have travel insurance but having a medical emergency abroad?

If you leave without any international health insurance and have a medical emergency, you would have to call the country’s emergency service. In EU’s countries, India and few other countries are the same one (112), while in the States, Canada, and Mexico it is 911. In the UK is 999, while in Australia is 000.

Do you know the correct phone number of the emergency service of the country your spending your holiday in, especially if it’s an exotic destination?

If you got the number, you might have to explain your medical problem in the local language or an international language, if it is the case, and pay for all medical procedures and interventions on the spot.

The language barrier may be a problem if you do not know the language of that country and you do not have a translator. In the case of serious emergencies, which need surgery, for example, costs can even exceed $50,000 in Europe, while insurance specialists say that for the foreigners who visit the United States or Canada, the medical services cost even twice as much as in Europe if they do not have a travel insurance.

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Article Name
Travel insurance – The lowdown
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Have you ever asked yourself what happens if you have a medical emergency during holiday in a foreign country? The experiences of others who have been injured and needed hospitalization in Western Europe tell us that we have to pay tens of thousands of dollars if having such a bad luck to get injured or ill. Not to mention about losing luggage or ID documents because that's happening a lot for people who travel frequently.
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TipsHire

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